I am returning to the UK after working abroad and need to open a bank account ?

I have recently returned to the UK after having worked abroad for the past few years. I need to open a UK bank account but I am finding this difficult, as I do not have proof of my address. I am staying with friends so have no utlity bills in my name. I have a passport but no drivers licence. Until I get a bank account I can't get a job. What can I do?

When opening a bank account a bank or a buliding society will ask to see proof of identification and proof of your address. Usually you will be asked for official documents that contain a photo and, ideally a signature, for example, a current valid full passport, national identity card or driving licence.

As your case involves exceptional circumstances the bank should recognise this and refer your application to a more senior official.

In some cases the bank or building society may accept a letter or statement from a person in a position of responsibility who knows you and can confirm your identity and address. This could be for example, a minister of religion, a doctor, a teacher, solicitor, hostel manager or social worker.

If you believe the bank is being unreasonable about accepting proof of identity or residence, the British Bankers Association suggest that you should ask for the case to be referred to the head office of the bank concerned.